Orange County Uber Accident Attorney
When you’re the passenger in an Uber you have no control over your ride. You trust that your driver will get you to your intended destination safely. However, this isn’t always the case. Car accidents happen every day in Orange County. Many of those accidents involve Ubers and other rideshare vehicles.
If you’ve been injured in an Orange County Uber accident you should speak with an experienced attorney. While you may be entitled to compensation, it can be difficult to recover the money you deserve after an Uber crash. Why? Cases involving Uber accidents unfold differently than those cases involving other types of motor vehicle accidents. It’s important to have an attorney with experience handling complex cases by your side.
Contact the Law Offices of John Rapillo to schedule a free consultation with our skilled legal team. We know how important money can be after an accident and are prepared to help you get what you deserve. Call today to learn more.
Why You Should Hire an Orange County Uber Accident Attorney
You may have the right to recover compensation if you’re injured in an Uber accident. However, rideshare accident matters can be complicated. Uber will try to deny all responsibility and insurance companies will do whatever they can to minimize your financial award. If you’ve been seriously injured, the last thing you need to do is handle this fight on your own. Hiring an attorney will help you file a successful claim and get the money you deserve.
Here’s what you can expect when you hire the Law Offices of John Rapillo to handle your Uber accident case.
1. We’ll Carefully Investigate Your Case
A thorough investigation will be crucial if you want your personal injury case to be a success. Fault and liability can be difficult to pinpoint after an Uber accident. Our attorneys will analyze any evidence and information that may be relevant to your case. This process will help us identify the precise cause(s) of your Uber accident. Figuring out what caused your accident will then allow us to determine who may be at fault. We’ll demand compensation from anyone who shares fault for your accident.
2. We’ll Protect You From Insurance Companies
In California, Uber and its drivers must be insured in case there’s an accident. Recovering compensation from an insurance company is never easy. It becomes even more difficult when you’re involved in an Uber accident. Since multiple insurance policies may be in place, one company may deny a claim and argue that another company or policy should pay. Some insurance companies may resort to strategies that take advantage of your emotions or stress after an accident. Insurers do not want to pay, and they’ll do whatever they can to protect their bottom line.
Our Orange County personal injury lawyers have been dealing with insurance companies in the area for more than 30 years. We know how they operate and, more importantly, know how to protect you from their manipulative tricks. As your attorneys, we will fight to hold insurance companies responsible for any harm their insured policyholders have caused.
3. We’ll Make Sure Your Case Is Valued Properly
Insurance companies will be eager to undervalue your Uber accident claim. They’ll want to pay much less than you actually deserve. The best way to combat this is by sitting down at negotiations with hard evidence in hand. Over the past three decades, our attorneys have established valuable relationships with experts in a variety of fields. We work closely with these experts to make sure that your injuries and damage are valued properly. We don’t just consider your costs today, but also determine how your injuries will affect you down the line.
Uber Insurance Requirements in California
In California, Uber has an obligation to make sure that all of its rides are covered by insurance. Insurance can be carried by the Uber driver and/or the company itself. The amount of insurance that is required depends on the activity the Uber driver is engaged in at a particular moment in time. A driver’s activity will be classified in one of three periods.
Period 1: The driver is logged into the Uber app but has not accepted a ride request. Minimum insurance requirements during Period 1 include:
- $200,000 in liability insurance for the Uber driver
- $50,000 for death and personal injury, per person
- $100,000 for death and personal injury, per incident
- $30,000 for property damage.
Period 2: The driver is logged into the app and has formally accepted a ride request. The minimum insurance requirement for Period 2 is commercial coverage of at least $1 Million.
Period 3: The driver has accepted a ride and is currently transporting a passenger. That passenger must have requested the ride through the app before entering the vehicle. Period 3 begins when the passenger enters the car and ends when the passenger leaves. Minimum insurance requirements during Period 3 include:
- $1 Million in commercial coverage, and
- $1 Million in Uninsured Motorist Coverage (UMC).
You have a right to file a claim to recover some of these insurance benefits if you:
- Are an injured Uber driver
- Were injured as a passenger in an Uber, or
- Were involved in an accident with an Uber driver.
Getting the Money You Deserve After an Uber Accident
There are two ways to pursue compensation after an Uber accident. The first involves filing a claim with an insurance company. The second involves filing a personal injury lawsuit against a negligent party.
Getting Money From Insurance
Filing an insurance claim can be the quickest and most efficient way to recover compensation after an accident.
Uber: Uber has to make sure that your ride is covered by insurance. If you’re injured as a passenger or because of a negligent Uber driver, you can file a claim to recover benefits from Uber’s $1 Million policy.
Uber Driver: Your Uber driver must have a valid car insurance policy to drive their own private vehicle. If you are injured by an Uber driver who is not engaged in a commercial purpose, you may be able to recover compensation from their personal policy. However, the driver’s insurance company may deny your claim if you were injured while the driver was engaged in commercial activity. Most personal policies exclude coverage for livery (i.e., driving a vehicle for hire). You’ll be forced to consider filing a claim with Uber’s primary coverage, instead.
Third Party Insurance: Uber drivers aren’t always to blame for an accident. Another driver, a bicyclist, or even a pedestrian could be responsible for causing an accident. You have the right to file a claim with that third party’s insurance company to recover compensation.
Uninsured Motorist Coverage: Do you have a car insurance policy? Does that policy contain uninsured motorist coverage? If so, you may be able to recover compensation from your own insurer after an accident. This can help if the Uber driver is not covered or if another company refuses to pay.
Filing a Lawsuit
You always have the option fo filing a personal injury lawsuit if insurance companies won’t cooperate or extend a fair offer. There are several potential parties you could name as defendants in a case.
Your Uber Driver: You can file a lawsuit against your Uber driver to recover compensation. You’d most likely base your case on the fact that your Uber driver’s negligence caused your injury. However, it’s important to keep in mind that most Uber drivers are just ordinary people. They may not have the resources to pay if you win your case. It may be better to go after a defendant with deep pockets.
Uber: Whether or not you can hold Uber personally responsible for an accident involving one of its drivers is still undecided in California. For years, Uber has lobbied to have its drivers classified as independent contractors, rather than employees. This is important because employers can be held responsible for the negligent acts of its employees. Uber doesn’t want this liability. The company can deny responsibility if its employees are classified as independent contractors. Since this is still a grey area, you can try to recover compensation from Uber itself.
Companies Behind Defective Products: Defective products frequently contribute to car accidents in Orange County. When this happens, the company that designed, manufactured, or sold that product can be held strictly liable for any injuries. If a defective product contributed to your injury, you can file a product liability lawsuit and hold the company behind that product responsible.
Other Motorists and Pedestrians: Uber drivers don’t operate in a vacuum. Ubers share the road with other cars, motorcycles, trucks, and bicycles. At times, Ubers are in close proximity to pedestrians. There will be times when the Uber driver will not be at fault for an accident. You can file a lawsuit against anyone who contributed to your injury.
Damages Available to Uber Accident Victims
Our attorneys are prepared to help you maximize your financial award after an Uber accident. We’ll pursue damages on your behalf, including compensation for:
- Medical expenses
- Property damage
- Nursing care
- Lost wages
- Chronic pain
- Emotional trauma
- Loss of enjoyment of life, and more.
Our goal is to help you get the money you deserve. Call our office today to schedule a free case assessment.
Orange County Uber Accident Lawyers
Have you or someone you love been injured in an Orange County Uber accident? Contact the Law Offices of John Rapillo for immediate assistance. Our personal injury lawyers can help you fight for the compensation you deserve. Money won’t guarantee a full recovery, but it can make a world of difference as you try to get back on your feet. Call our office today to schedule your free consultation.